Lakewood Ranch Foreclosure Lawyer

Real Estate Specialist Helping You Identify Solutions

At The Edwards Law Firm, PL, we provide strategic solutions for homeowners who are dealing with underwater mortgages, as well as those whose homes are at risk of foreclosure. We have in-depth knowledge of the real estate industry and real estate law, which allows us to provide the highest quality of foreclosure defense services to our clients. When you turn to our law firm, you get the opportunity to work with Attorney Sheryl A. Edwards, a Lakewood Ranch foreclosure attorney who is a board-certified real estate specialist. Ms. Edwards has over 28 years of real estate law experience.

Our law firm does not implement cookie-cutter solutions. Rather, we work closely with each client to understand his or her specific needs. When you bring your matter to us, we can conduct a review of your financial situation, the value of your property, the goals you would like to achieve and the documentation associated with your mortgage. Sometimes, there are issues with paperwork that need to be addressed, such as when certain paperwork is missing, erroneous or even forged. We can help with these issues, as well as with identifying any laws or government programs that could benefit you.

Possible Solutions for Your Real Estate Issues

There are many different strategies that can be used to deal with underwater mortgages and foreclosures. The homeowner might consider getting rid of the distressed property through a deed in lieu or a short sale. Our law firm helps clients with the short sale negotiation process and with taking steps to obtain waivers of deficiency , whenever possible. These waivers prevent homeowners from being required to pay the bank large amounts of money later on through deficiency judgments. Whether you need assistance with a Chapter 7 short sale, a second mortgage short sale, a second mortgage foreclosure or some other type of real estate matter, we are here to provide you with the competent legal counsel you need.

Are you interested in taking the strategic default route? When you use strategic default, you choose to stop making payments on your mortgage so that you can intentionally cause your property to go into foreclosure. This sometimes makes the best financial sense for homeowners whose mortgage debt is too far beyond the actual value of the property.